Tool 2
Creative Finance Deal Stacker
Any listing. Side-by-side: conventional, assumable, seller-carry, subject-to. Payment, equity, risk — before you make an offer.
V1 static demo · Live address-input + LLM analysis coming in V1.1
Sample deal: Inner Richmond · List $1.22M · Existing loan $890K @ 3.1%
Conventional
Rate
7.40%
Monthly
$5,840/mo
80% LTV · 30yr fixed
Risk
High rate environment
Assumable
Rate
3.10%
Monthly
$3,210/mo
Existing loan · lender approval required
Risk
Equity gap financing needed
Seller-Carry
Rate
5.50%
Monthly
$3,900/mo
Seller holds note · negotiable
Risk
Seller motivation dependent
Subject-To
Rate
3.10%
Monthly
$2,980/mo
Existing mortgage stays · seller deeds
Risk
Due-on-sale clause · requires expertise
Full tool: address input → fetch listing data → LLM-generated side-by-side. Dodd-Frank disclaimer: educational only, not financial advice. Coming V1.1.